I don't like lugging a ton of stuff around all the time, so I have a "basic" kit in both vehicles that is complimented by a cell phone, AAA card, and credit card. I don't care about the man card anymore.
When I head for parts unknown, the rest of the stuff is in one, or two, bins, depending on where I'm going and what I'm doing. Takes 30 seconds to load or unload them, and then I have that much more space for around town driving. Well, the dog does, since the bins take up part of his space. Bins go for camping stuff too. There's a bin with the bare essentials, for if I decide, or have decided for me, that I'll be overnighting somewhere, then the secondary bin for "I planned on this" camping.
I have no problem letting my fuel go down to 1/4 tank around town and whatnot. I still like to to start looking for gas right at half a tank when on trips, especially out West here, where it can take a while to get to a gas station. Once my "get gas" little voice speaks, I'll stop at the next decent station, which might be right at half a tank, or may take me down to 1/4 tank.